Privacy Policy

Introducing the Privacy Statement

Last updated May 6, 2024

This privacy statement (“Privacy Statement”) explains how It's Payback Time AB (“It's Payback Time” or “we”) collects and processes information from members and users of the website, software applications, and other online services we provide (collectively “It's Payback Time's products”). It's Payback Time's products include, but are not limited to, the It's Payback Time extension for web browsers (the “Extension”), and the website located at www.itspaybacktime.com (the “Website”), collectively, (the “Services”).

To the extent that It's Payback Time has links to other websites (like retailers), please note that we do not own, operate, or control them, and they have their own controlling privacy policies that you should review.

What data we collect and why

Personal Identifiers.

In order to provide our Services, It's Payback Time collects information that you share directly with us when you use the Services.

During the registration process we may collect your name, email address, IP address, your device's unique ID (where available), member password and other registration information.

We may also collect any other information you provide when you communicate with It's Payback Time through email or other means.

If you choose to link a social media profile (like Facebook) at sign-in, It's Payback Time will store this information for login purposes. Linking your social media profile grants It's Payback Time access to the profile, but only to the extent allowed by your permission settings, that platform's terms of service, and this Privacy Statement. We do not track your social media activity or post anything on your behalf.

It's Payback Time Payment Information.

We may collect your payment information when you purchase gift cards or other products or services from It's Payback Time. We also save your payment information to your It's Payback Time account in order to allow you to check out easier when shopping on retailers' websites. In those cases, you will be asked to input a payment option (i.e., a debit or credit card), as well as information needed to complete those purchases (such as your billing address). In those instances, your payment information is securely stored with our payment processor.

Commercial Information.

We collect information about your purchases on retail sites when using It's Payback Time.

Internet or Network Activity.

We collect this information to provide It's Payback Time members with a better way to shop online and to help us develop, improve, and market our Services. This may include data such as:

1. the type of device you're using

2. operating system

3. browser type

4. event stamp

5. error logs

6. information about the retail site that lets us know which coupons and promos to find for you

7. information about pricing and availability of items

8. name of the retailer

9. page views

To understand how you engage with our Services, we use common digital tools that allow us to see if you opened an email we sent, visited a link in those emails, or generally interacted with It's Payback Time as a result of our marketing efforts.

Shopping and Usage Data.
On retail sites, It's Payback Time collects the name of the retailer, page views, and in some cases, product information that allows us to track price changes and update our product catalog. We may also collect information regarding your purchases on a retail site while using It's Payback Time (for example, the transaction value, and the fact that an order was completed or returned) for purposes including internal analytics, commission collection, and managing Rewards. The information enables us to improve our products and gives us insights about coupons, deals, pricing, and availability of retail items, which we can offer to the rest of the It's Payback Time community. We may also use this information to understand your shopping history, merchant and shopping preferences to provide you with a more tailored, relevant experience or show sponsored product offers that may interest you when you use the Services.

When you are on a retailer's site that offers the Services, It's Payback Time will collect information about that site that lets us know which coupons and promos to find for you.

As you use our Services, we might also collect data, such as:

1. items you save in order to monitor price drops

2. coupons, promo codes, and deals you found

3. friend referrals from your contacts to It's Payback Time

Inference Data.
We may infer information about you such as your preferences and shopping behavior, based on your interactions with our Services.

Sensitive Personal Data.
We may disclose your sensitive personal information as appropriate to carry out legitimate business activities allowed by law, but we do not sell or share your sensitive personal data.

Aggregate and Anonymized Data.
We may also use the information we collect in aggregate or otherwise anonymized form. This lets us look at interactions with our site and products generally and does not identify you or any specific person. We use this general data for research, development, marketing, analytics, and to enhance the shopping experience for the It's Payback Time community.

Where do we obtain your data

We may obtain the above categories of personal information from the following different sources:

1. From you, including from your interactions with us and use of the Services

2. Third parties, including Service Providers, Retailers, and Operating Systems

3. Connected Accounts: accounts you agree to link to It's Payback Time, such as social network accounts.

Why we collect your data

In addition the uses described above, we also collect your information for a variety of reasons, including to provide our Services as well as for the following reasons.

1. To provide our Service: such as to setup your account, to create an inventory of functioning coupons, deals, pricing and availability of retail items, to track price changes, update our product catalog, commission collection, and managing Rewards.

2. To manage and improve our Services: to make sure our products our working correctly, conduct internal analytics.

3. To manage fraud and risk.

4. To personalize your shopping experience: to provide you with a more tailored, relevant experience or show sponsored product offers that may interest you, see a personalized recommendation feed.

5. To market our Services

6. To communicate with you.

7. To comply with Laws: to comply with applicable laws and rules and enforce our agreements with you and other people who use our Services.

8. To process information about your contacts: with your consent, we may collect your friends contact information for referrals.

How we disclose your data

We do not sell personal information to third parties for money or share your personal information for cross context behavioral advertising, including sensitive personal information, for cross context behavioral advertising. We may disclose your sensitive personal information as appropriate to carry out legitimate business activities allowed by law.

In addition, we may disclose your personal information with your consent or in ways you'd expect (as we explain here).

We may disclose information:

1. With our service providers (businesses that work for and with us) for the purpose of running It's Payback Time and fulfilling our commitments to you. These include businesses that perform services on our behalf, including to help us maintain our products, manage coupons codes and offers, to provide support for legal, banking, security protection, payment processing, our own marketing, and customer service. Please know that when we disclose information with our service providers, it's for the purposes outlined in this Privacy Statement and not for their independent use. The personal information we disclose may include your identification information, your shopping and usage data, internet or network activity, commercial information, inferences, and sensitive personal information.

2. With authorities, as required by law, or to comply or respond to a valid government request; or when we believe in good faith that it's necessary to protect our rights, protect your safety or the safety of others, or investigate fraud. The personal information we disclose may include your identification information, your shopping and usage data, internet or network activity, commercial information and sensitive personal information.

How we protect your data

The security of your information is important to us. We have a team dedicated to protecting your information and have put in place physical, electronic, and procedural safeguards.

These measures include limiting access, using encryption, testing for vulnerabilities, advanced malware detection, employing pseudonymization and anonymization techniques, and more.

Though we hate to say it, despite our efforts, we can't guarantee that user information will not be accessed, viewed, disclosed, altered, or destroyed as a result of a breach of any of our safeguards. You provide us with information at your own risk.

How long we store your personal information

We retain personal information for as long as needed or permitted in context of the purpose for which it was collected and consistent with applicable law.

The criteria used to determine our retention period is as follows:

Personal information used for the ongoing relationship between you and It's Payback Time is stored for the duration of the relationship plus a period of 10 years, unless we need to keep it longer, such as: a legal obligation to which we are subject, consistent with the applicable law, litigation, investigations, audit and compliance practices, or to protect against legal claims.

How we use cookies and similar technologies

Like most other online services, It's Payback Time uses cookies, pixel tags, web beacons, and other markers (we'll just call them “cookies”) to collect some of the data discussed in this Privacy Statement. These help us operate our products, analyze engagement and usage, and provide a relevant and personalized shopping experience. See below to learn how you can manage your cookie preferences.

Some cookies can be temporary (“session cookies” like those used for navigating your browser) and disappear once you close it. Others last longer (“persistent cookies,” like when you ask a site to remember your login) and are saved to your computer until you delete them.

Our uses of cookies and similar technologies fall into the following general categories:

Essential: We may use cookies, web beacons, or other similar technologies that are necessary to the operation of our sites, services, applications, and tools. This includes technologies that allow you access to our sites, services, applications, and tools; that are required to identify irregular site behavior, prevent fraudulent activity and improve security; or that allow you to make use of our functions such as shopping-carts, saved search, or similar functions;

Performance: We may use cookies, web beacons, or other similar technologies to assess the performance of our websites, applications, services, and tools, including as part of our analytic practices to help us understand how our visitors use our websites, determine if you have interacted with our messaging, determine whether you have viewed an item or link, or to improve our website content, applications, services, or tools;

Functionality: We may use cookies, web beacons, or other similar technologies that allow us to offer you enhanced functionality when accessing or using our sites, services, applications, or tools. This may include identifying you when you sign into our sites or keeping track of your specified preferences, interests, or past items viewed so that we may enhance the presentation of content on our sites;

Marketing: We may use first-party or third-party cookies and web beacons to deliver content, including ads relevant to your interests, on our sites or on third party sites. This includes using technologies to understand the usefulness to you of the advertisements and content that have been delivered to you, such as whether you have clicked on an advertisement.

Any personal information that we collect and store through use of these technologies for categories other than “Essential” are based on your settings, managed through a conspicuous disclosure on our Website. You can change your preferences in your account settings at any time. If you want to disable cookies entirely, your browser or mobile device might have an option to do that. For more information, including instructions on disabling cookies, please visit: https://allaboutcookies.org/

If you want to stop using It's Payback Time, we have instructions on how to uninstall the Extension on our website and if you have any issues you can contact our support team for assistance by sending an email to hello@itspaybacktime.com

You can also uninstall the It's Payback Time Browser Extension in the same way you would uninstall other extensions from your browser.

If you would like to delete your profile or personal information, you can always ask us by emailing hello@itspaybacktime.com and we will delete any personal information we have, although the following exceptions apply: (1) we may still store your personal information if we need it to meet our legal or compliance obligations and/or to defend against legal claims; and (2) we may also continue to store your personal data in an aggregated and anonymized format that doesn’t identify you and can’t be attributed to you, even after you’ve deleted your profile.

Minors

We created It's Payback Time for the exclusive use of adults (18 and older). We don't knowingly collect or solicit personal information from children. If you are a child under 18, please do not attempt to use or register for It's Payback Time's products or send any personal information to us.

How to contact us

If you have any questions about our privacy policies and practice, please contact us at hello@itspaybacktime.com

Or you can write us a letter at:

It's Payback Time AB
Box 2827, 40010
Göteborg, Sweden